Customer Reviews

See What Our Customers Are Saying

Prompt responses, professionalism, and the willingness to understand that relationships are more than just transactions.
Donna G
Tim is very helpfull has always kept us updated. He has answered my calls even after hours which I appreciated. Has very helpfull and friendly staff.
Gustavo R
The communication was the best part and anytime I had a question Tim always had an answer for me. Overall on Tim’s behalf my process went as smoothly as can be. Thank you!
Mike L
Mr. Tim Silva is honest, candidate and always forthwith providing me with excellent real time information to make a financial decision and his team is truly amazing. Thank you GEM Mortgage, Barstow CA 92311, Sincerely, Wes Williams, Homeowner, Barstow Residence
Wesley W
We’ve done multiple loans with Tim and his team and our experience is always exceptional! We will continue to go to Tim with any future needs as well as sending everyone we know his way because we trust him wholeheartedly!
Jeffrey P
I highly recommend Tim Silva and his staff at Golden Empire Mortgage
Travis D
Tim made me comfortable from the jump , I wasn’t nervous or embarrassed to ask him any questions That I needed to know . Thank you
Jason H
Tim & his office were efficient, making sure we knew exactly what they needed to complete all the paperwork. They communicated well via email or over the phone. It was a very pleasant process.
Andy J
I have personally dealt with Tim two separate times now. Both experiences were great! He was knowledgeable, and on top of the entire process. I would highly recommend his services to anyone who are looking for a home, or looking to refinance. Thanks again Tim!
Brent S
Very helpful with the whole process
Kathryn M
Tim has made buying a home easy . Sometimes getting a loan can be stressful but this wasn’t the case , escrow even closed early ! If you are trying to make a large purchase fast and easy he is your guy . Thank you so much
Ashley B
Tim Silva at our local GEM Mortgage Co. was a great assistance to me and my wife in decideing an order and time frame to refinance our high interest home loan, two rental homes, and to handle the sale of our second home. Tim was the right guy to go to for assistance. He was very clear about what documents he needed and in a timely manner kept us informed until, each time, Tim would call and say "... it closed today and you should receive the paperwork in a couple days". Thanks Tim.
Richard B
Tim and the Gem Mortgage team were always on it and very supportive. Gave great advice and was extremely helpful through it all!
Benjamin L
Tim did all the hard work for me and made it quick and easy to buy my first home.
Bernice R
Local, so easy access. Tim and company communicating regularly. Concise request for documents and efficiently coordinated with escrow company. The easiest transactions of many we have ever completed. Thank you, Tim.
Sharon B
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